Streamline Underwriting
with AI Agents

Embedded in your existing LOS, LoanLight’s AI agents validate each file for completeness, accuracy, and investor eligibility from intake through close.

BANK STATEMENTS

Boom

CREDIT REPORT

Boom

1003

BANK STATEMENTS

Boom

CREDIT REPORT

Boom

1003

BANK STATEMENTS

Boom

CREDIT REPORT

Boom

1003

BANK STATEMENTS

Boom

CREDIT REPORT

Boom

1003

Why LoanLight

Underwriters spend too much time fixing files instead of making decisions. LoanLight changes that.

Built to mirror your best underwriters, let our agents do the grunt work so your team can focus on high-value work and close more loans with less risk.

Underwriters spend too much time fixing files instead of making decisions. LoanLight changes that.

Built to mirror your best underwriters, let our agents do the grunt work so your team can focus on high-value work and close more loans with less risk.

The Old Ways

Incomplete files lead to delay and wasted efforts

Hours of “stare-and-compare” that’s highly error prone

Inconsistent data slips through, creating downstream risks

Underwriter capacity capped with resources poorly utilized

LoanLight

Pre-vetted files, tailored to the loan program

Document and file issues are flagged automatically

Reduce buyback risk with continual checks

Increase throughput and certainty by focusing on loans that will actually close

The Old Ways

Incomplete files lead to delay and wasted efforts

Hours of “stare-and-compare” that’s highly error prone

Inconsistent data slips through, creating downstream risks

Underwriter capacity capped with resources poorly utilized

LoanLight

Pre-vetted files, tailored to the loan program

Document and file issues are flagged automatically

Reduce buyback risk with continual checks

Increase throughput and certainty by focusing on loans that will actually close

A white-glove experience, purpose-built for non-QM.

Configured to your guidelines and various loan programs, our Pre-Underwriting agents deliver complete, validated loan files before the underwriter ever opens the file.

First Pass File Prep

Ensure your team only invests time in files that will actually close with an upfront review.

Always-On Monitoring

AI agents continuously validate new documents to prevent downstream surprises.

Last Pass Review

Reduce last minute fire drills with automated guideline checks before clear-to-close.

Built for Your Box

We digitize your guidelines and investor overlays, ensuring every loan fits your requirements.

Seamless Integration

Works within Encompass or via LoanLight’s API, embeds deeply into your existing workflows.

Product

Secure by design.
Agentic by nature.
AI teammates you can trust.

Data Validation

Validate key data points across all borrower docs to ensure consistency and reduce downstream risks

Document Health

Confirms all required documents are present, accurate, and up-to-date based on the specific program guidelines

Program Guidelines

Check required fields and cross reference declarations from the 1003 against your program and guidelines

Property Data

Aggregates data on subject, current, and owned properties so you see red flags without waiting on appraisal

Built for every channel
from submission to post-close.

Wholesale
Lenders

Wholesale Lenders

Stop bad files early. Catch broker submission issues before they hit underwriting.

Correspondent
Lenders

Correspondent Lenders

Buy clean, sell fast. Verify program and investor compliance in real time.

QC &
Diligence Teams

QC & Diligence Teams

Make QC work for you. Audit logs and observability ensure compliance at every step.

“LoanLight catches the bad files right at intake and keeps an eye on things as new docs come in. We’ve cut rework, sped up cycle times, and we shut down dead-end files early instead of wasting hours. It’s like having a second set of eyes that never misses.”

Bryan Campbell

Priority Financial

"What sets LoanLight apart from the countless other vendors we've looked at is their deep integration with Encompass. It's run automatically and underwriters wake up to pre-underwritten files. We've more than doubled our throughput using LoanLight."

Brett Mosello

Luxury Mortgage Corp

Frequently
Asked
Questions

FAQ

What does LoanLight actually do?

LoanLight makes loan files clean, accurate, and decision-ready before underwriting begins. We integrate into your existing workflows to automatically validate documents, data, and eligibility against investor and underwriting expectations—so underwriters can focus on credit decisions, not cleanup. Learn more on our blog →.

How does LoanLight differ from OCR or document automation tools?

What loan types does LoanLight support?

How does LoanLight integrate with existing LOS systems?

How long does it take to integrate?

How long until I start seeing an impact?

Can I trial it before committing?

What does LoanLight actually do?

How does LoanLight differ from OCR or document automation tools?

What loan types does LoanLight support?

How does LoanLight integrate with existing LOS systems?

How long does it take to integrate?

How long until I start seeing an impact?

Can I trial it before committing?

Lighting the way to modern, AI-driven underwriting. Let's chat!

Product

Resources

Company

Legal

Product

Resources

Company

Legal

Streamline Underwritingwith AI Agents

Get started

Why LoanLight

Underwriters spend too much time fixing files instead of making decisions. LoanLight changes that.

Underwriters spend too much time fixing files instead of making decisions. LoanLight changes that.

The Old Ways

LoanLight

The Old Ways

LoanLight

A white-glove experience, purpose-built for non-QM.

First Pass File Prep

Always-On Monitoring

Last Pass Review

Built for Your Box

Seamless Integration

Product

Secure by design.Agentic by nature.AI teammates you can trust.

Data Validation

Validate key data points across all borrower docs to ensure consistency and reduce downstream risks

Validate key data points across all borrower docs to ensure consistency and reduce downstream risks

Document Health

Confirms all required documents are present, accurate, and up-to-date based on the specific program guidelines

Confirms all required documents are present, accurate, and up-to-date based on the specific program guidelines

Program Guidelines

Check required fields and cross reference declarations from the 1003 against your program and guidelines

Check required fields and cross reference declarations from the 1003 against your program and guidelines

Property Data

Aggregates data on subject, current, and owned properties so you see red flags without waiting on appraisal

Aggregates data on subject, current, and owned properties so you see red flags without waiting on appraisal

Built for every channel from submission to post-close.

Wholesale Lenders

Wholesale Lenders

Wholesale Lenders

CorrespondentLenders

CorrespondentLenders

Correspondent Lenders

QC & Diligence Teams

QC & Diligence Teams

QC & Diligence Teams

“LoanLight catches the bad files right at intake and keeps an eye on things as new docs come in. We’ve cut rework, sped up cycle times, and we shut down dead-end files early instead of wasting hours. It’s like having a second set of eyes that never misses.”

“LoanLight catches the bad files right at intake and keeps an eye on things as new docs come in. We’ve cut rework, sped up cycle times, and we shut down dead-end files early instead of wasting hours. It’s like having a second set of eyes that never misses.”

“LoanLight catches the bad files right at intake and keeps an eye on things as new docs come in. We’ve cut rework, sped up cycle times, and we shut down dead-end files early instead of wasting hours. It’s like having a second set of eyes that never misses.”

Bryan Campbell

Priority Financial

"What sets LoanLight apart from the countless other vendors we've looked at is their deep integration with Encompass. It's run automatically and underwriters wake up to pre-underwritten files. We've more than doubled our throughput using LoanLight."

"What sets LoanLight apart from the countless other vendors we've looked at is their deep integration with Encompass. It's run automatically and underwriters wake up to pre-underwritten files. We've more than doubled our throughput using LoanLight."

"What sets LoanLight apart from the countless other vendors we've looked at is their deep integration with Encompass. It's run automatically and underwriters wake up to pre-underwritten files. We've more than doubled our throughput using LoanLight."

Brett Mosello

Luxury Mortgage Corp

FrequentlyAskedQuestions

FAQ

What does LoanLight actually do?

How does LoanLight differ from OCR or document automation tools?

What loan types does LoanLight support?

How does LoanLight integrate with existing LOS systems?

How long does it take to integrate?

How long until I start seeing an impact?

Can I trial it before committing?

What does LoanLight actually do?

How does LoanLight differ from OCR or document automation tools?

What loan types does LoanLight support?

How does LoanLight integrate with existing LOS systems?

How long does it take to integrate?

How long until I start seeing an impact?

Can I trial it before committing?

Lighting the way to modern, AI-driven underwriting. Let's chat!

Book a demo

Streamline Underwriting
with AI Agents

Secure by design.
Agentic by nature.
AI teammates you can trust.

Built for every channel
from submission to post-close.

Wholesale
Lenders

Wholesale
Lenders

Correspondent
Lenders

Correspondent
Lenders

QC &
Diligence Teams

QC &
Diligence Teams

Frequently
Asked
Questions